Take a holiday? Pay off your debts? Or just go shopping!
You could be skipping gaily through the mall, throwing a £500 cash advance around on clothes and shoes. I mean, the thought bubble is pretty ubiquitous in loan advertising, but there's usually something a bit nicer in it than an adrenaline-fuelled retail binge.
Not pictured: girl skips home, reads her bank statement and cries.
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